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Saturday, October 30, 2010

Give Consumable Gifts this Christmas

Why not try something new this Christmas. Why not try to give consumable, clutter-free gifts to your loved ones? Instead of having your gifts end up in next year's garage sale, strive to give gifts that are consumable--either used up, eaten or used for an activity.

Start thinking about no obligation gift-giving. Consumable gifts are meant to be enjoyed for a short while and then used up! No guilt. Tickets to any sporting or cultural venue, gift certificates, movie passes or even a night of free babysitting--all are consumable gifts that make memories, not clutter
Give a gift of consumable food or things you make. I am not crafty, but I can make candy sundaes (see resource section) and bath salts (see resource section). These are two gifts that are consumable, clutter-free but I have had wonderful responses from these gifts. You can also make gifts in a jar or decadent chocolate anything!

Give Green. Going green isn't always about recycling--it can be about less stuff! American's need to simplify and quit buying stuff for one another that ends up in garage sales and land fills. Be kind, be thoughtful. Give a gift that no one has to dust or display or wear--even if it is the wrong size. You will be doing your family and friends a favor.

  • One size fits all when you give consumable gifts.

  • No one has to return anything when you give consumable gifts.

  • Worrying about how much you are spending and tit for tat disappears.

  • Guilt disappears.

  • Giving consumable gifts can be addicting and fun!

  • Read more: How to Give Consumable Christmas Gifts |

    Thursday, October 28, 2010

    How to Have a Frugal Christmas

    Every family needs to rethink their Christmas Celebrations. There is no need to sacrifice fun, fellowship, family and church time that we love about Christmas Holidays.

    Think outside the box. Scour papers, community and church bulletin boards for all the Christmas activities for you and your family. Go to tree lightnings, craft how-to's, and community events. Do things as a family to concentrate on family time, NOT just receiving gifts.

    Do something for a charity or your church. Ring a bell for Salvation Army, Collect money for a Christmas Light Display that is donated to charity, collect canned goods and staples for Community Services league. Serve at a homeless soup kitchen. Get away from the TV and do something as a family.

    Read more: How to Have a Frugal Christmas |

    Do something for a charity or your church. Ring a bell for Salvation Army, Collect money for a Christmas Light Display that is donated to charity, collect canned goods and staples for Community Services league. Serve at a homeless soup kitchen. Get away from the TV and do something as a family.
    More resources:

    Wednesday, October 27, 2010

    Five Christmas Gifts to Please Anyone

    One way to simplify giving gifts is to get a gift that would please almost anyone and give the gift to Everyone. Try these ideas to simplify gift-giving.

    Give a Life Changing Book

    You know your friends. What kind of books would they like? I recommend, Tim Ferris, The 4 Hour Work Week, or Dave Ramsey's Total Money Makeover, or The Bible. Any one of these books can be lifechanging. 

    Subscription to Itunes or Audible.Com

    You can give a gift card to Itunes that is within your budget or give an audio book once a month to a friend. Decide which company would be right for your recipient.

    Slingshot Monkey

    This is a very reasonable gift ($5.45) and one that will entertain all ages. Children, adults, and teenagers seem to enjoy this toy. It came out about three years ago and I still enjoy it.


    This is a gluten-free bar that is actually good. This would be good for people with food allergies, people on diets or anyone who wants a pick me up that is delicious.

    Homemade Baked Goods

    Unless you have many friends and family on a diet, any kind of homemade baked goods are wonderful. My sister in law bakes homemade pumpkin bread for her four brothers and it is the hit of Christmas.

    Sunday, October 24, 2010

    Ways to Give for Free

    Do you love to give presents? Is your heart bigger than your pocketbook? Everyone can give presents, we just have to look around and try to think outside the box in our giving.

    FIND OUT IF YOUR TOWN OR SURROUNDING TOWNS HAVE BOOKSTORES THAT WILL BUY BACK GENTLY USED BOOKS. The national chain Half-price books will and many locallly owned books stores will. Scour your house, thrift stores and garage sales for gently used books. Most stores will give more for in-store credit, but many will give outright cash. Also, you may sell online at and get money for your books. BUT, you have to ship these items and that can be a little hassle. Check out this way of getting money for gifts and giving gifts for free.

    USE REBATES, COUPONS, BUY ONE GET ONE OFFERS, CVS EXTRACARE BUCKS, AND WALGREENS REGISTER RECEIPTS. There are always ways to get extra things to give away. All you have to do is determine that you will use these extra things to give away. Many stores give you $5.00 and $10.00 coupons. Many wonderful free gifts can be bought with those extra dollars.

    Saturday, October 23, 2010

    Watching TV Online

    Do you want to save money by getting rid of your cable or dish bill? Join the crowd. But how do you go about picking the best sites?

    Look for review of websites to watch TV online. Read a few reviews and get a feel for the kind of TV you wish to watch. Is it major network TV shows. Is it news programs, National Geographic, Discovery Channel or History Channel? Look for websites that cater to your interests.

    Ask friends, family and forums for their experience with watching TV online. There is no better advice than from someone who has used a website and can tell you the pitfalls. Forums are great for this infor

    One of the most popular websites to watch TV on the internet is HULU. (See Resources) Hulu is one of the first websites devoted to watching TV online

    Read more: How to Pick the Best Site to Watch TV on Internet |

    Thursday, October 21, 2010

    Saving Money on Home Loans

    Even in this economy, buying a home is an expensive purchase and means you need to research all the details of getting a home loan. Doing a little research can help you save money in the long run. No one starts out being an expert in getting a home loan, but doing some homework and asking questions before you get the loan, can help you save a significant amount of money.

    Saturday, October 16, 2010

    The Top Five Websites for Making Money Online

    How to Find Five Websites to Make Money Online

    Make Money Online
    Make Money Online
    User-Submitted Article

    In today's economy everyone is looking for ways to make money online. The Internet is a perfect place to try to make yourself a little cash. It is possible to make money online, just be careful to avoid the scams. Read on for a five good ways.

    Difficulty: Easy


    1. Make Money Online
      Make Money Online

      Write for EHOW or Demand Studios. Anyone can qualify to write for eHow. Just write in a short how-to format anything that you can explain. Check out how to write for eHow at Demand Studios is the parent company of eHow. One has to submit an application, resume, and a sample of your writing. Once accepted, Demand Studios pays by PayPal every week.

    2. One can make money online by teaching for Teachstreet. This website puts teachers and learners together and connects them. The initial signup is free. Teachers for a basic lesson make about $47.00 on a $50.00 class. Check this website out for more answers. (See Resources)

    3. Make Money Online
      Make Money Online

      Write for This seems to be a good place for new writers to start writing. One must apply to be accepted and they will give you a 1-5 rating. The higher the rating the more you get paid. An average pay out is $3.50 for 250-300 words. (This definitely depends on your rating.)
      You are paid through Paypal biweekly when your balance reaches $10.00.

    4. Start a blog and put Google adsense on it. A writer can insert adsense code on your blog and begin to make money immediately. Clickbank is another website that pays you to promote products on your blog. One makes up to 75& commision for promoting different products.

    5. Make Money Online
      Make Money Online

      Write for Edubook. Edubook is an article publishing site. Once you are accepted payment is $5.00 an article or $25.00 a batch. Payment is received once a week through Paypal.

    Read more: How to Find Five Websites to Make Money Online |